Home :: No Lenders needed

Contact Us

Please enable JavaScript in your browser to complete this form.

No Lenders needed

If you want to buy a house but don’t want to deal with lenders, the easiest alternative available to you is to get a mortgage that is backed by the government. In all likelihood, the majority of first-time buyers will be required to make a down payment of at least three to three and a half percent. That is the basic minimum requirement for a conventional or FHA loan, the two types of mortgages that account for the majority of all loans. There are home loans available with no down payment required; however, these loans are restricted to borrowers who fit particular criteria, such as military veterans or buyers in rural areas with a moderate or low income.

USDA financing

The United States Department of Agriculture offers mortgages that come with full funding from the government. The USDA loan program, sometimes known as the rural housing loan program, is another name for this program. These loans are made available to purchasers in a wide variety of suburban and rural communities. The USDA aims to assist low- and moderate-income homeowners throughout the vast majority of the United States, except for the major cities. According to the standards established by the USDA, about 97% of the total landmass of the country meets the requirements.

Veterans Affairs (VA) Home Loans

Members of the United States military, veterans, and surviving spouses are eligible for the VA loan, which is a type of mortgage that does not require a down payment. The Department of Veterans Affairs of the United States of America is the entity that provides backing for VA loans. Those who qualify for a mortgage from Veterans Affairs might take advantage of reduced interest rates and fewer criteria. The vast majority of veterans, active-duty military members, and honorably retired service personnel are eligible to participate in the VA program. Homebuyers who have served in the Reserves or National Guard for a minimum of six years are eligible for the program, as are spouses of service members who have been murdered in the line of duty.

Work with a reputed company.

Work with a trustworthy firm. It is crucial to engage with professional real estate experts like Will Kerkes Development, as they have the expertise and knowledge of home loans and lenders. With years of experience and an understanding of the area, we can provide you with zero home loans and no lender service. Get in touch with us right away if you have any further questions.